Almand Group is a Geneva based wealth management built on fiduciary duty. We prioritise clear fees and independent advice for internationally mobile clients.
Advice is delivered under a fiduciary standard. We always act in your best interest. Conflicts are disclosed immediately and recommendations remain fully client focused.
Our compensation comes directly from clients under clearly agreed terms. No commissions or product incentives drive our recommendations.
Independence keeps decisions focused on suitability. Cost discipline is applied across your whole plan.
Client interests come before product selection or platform preference.
Scope and engagement terms are defined upfront, so you always understand costs.
Product incentives do not influence the advice you receive.
Geneva-based oversight combined with experience supporting cross-border clients and complex financial lives.
Decisions pay close attention to cost and diversification, along with risk control.
Portfolios are designed to reflect the client’s agreed objectives and acceptable level of risk. Ongoing oversight keeps the allocation appropriate as circumstances or market conditions change.
We build a forward-looking financial plan covering cashflow, major decisions and long-term priorities. Estate considerations and structural choices remain tied to that central plan.
Income sustainability analysis informs withdrawal timing and pension consolidation decisions. Stress testing is applied to assess the effect of adverse market periods.
We coordinate closely with external tax advisers and provide planning inputs for international and cross-border situations.
A senior executive in his 50s moved from London to Geneva. He arrived with several UK pensions alongside stock awards and multi‑currency investment accounts.
The move created uncertainty around tax residency, cashflow and currency exposure. Holdings were scattered, and there was no single plan for the first years in Switzerland.
He received a clear transition roadmap. It showed which accounts to use and when. Regular reviews now fit his work calendar. This cuts admin while supporting faster decisions.
A technology founder sold a major stake in a private company, creating a large cash position across several banks.
She needed to secure her lifestyle while continuing to support her family. Retaining capital for selective private deals was also priority. She wanted to avoid rushing into long‑term commitments.
Her wealth is now organised into clear segments with defined roles. She can fund life and help family. She pursues new ventures while keeping guardrails around risk.
A short discussion to understand your goals and confirm mutual fit.
We review your balance sheet, cashflows, priorities and existing structures.
You receive a written plan plus an investment policy. A clear roadmap defines the next 90 days.
Tiered annual advisory fee applies to assets under management.
Fixed-scope fees are agreed upfront.
A tailored quote is provided after the discovery meeting.
